Category Archives: Uncategorized

https://www.buzzsprout.com/1104815/3840758-why-your-credit-score-doesn-t-matter-when-struggling-with-debt-episode-4.js?container_id=buzzsprout-player-3840758&player=small Credit is often a misudnerstood concept and leads people to make very poor decisions for their long-term financial wellbeing. David Moffatt, our Senior Debt Relief Specialist, dives into the reasons for this in Episode 4 of the Escaping Debt Podcast. Transcript David Moffatt (00:01): Hello everybody, I hope you’re doing exceptionally well. Welcome toContinue reading “Escaping Debt Podcast – Why credit doesn’t actually matter – Episode 4”

https://www.buzzsprout.com/1104815/3840563-what-not-to-do-when-your-debt-is-out-of-control-episode-3.js?container_id=buzzsprout-player-3840563&player=small Knowing what NOT to do when your debt is out of control is arguably more important than knowing what to do. Why? Well – a very large amount of people spend a very long time struggling with debt before they even realize they have a problem. Let’s dive into it in this podcast. TranscriptContinue reading “Escaping Debt Podcast – What NOT to do when debt is out of control – Episode 3”

https://www.buzzsprout.com/1104815/3840566-how-much-debt-is-too-much-debt-episode-2.js?container_id=buzzsprout-player-3840566&player=small Episode 2 of the Escaping Debt Podcast is based upon an article we wrote. Check it out here – How much debt is too much debt? The post Escaping Debt Podcast – How Much Debt Is Too Much Debt? – Episode 2 appeared first on 4 Pillars Halifax. source https://www.halifaxdebtfreedom.ca/escaping-debt-podcast-how-much-debt-is-too-much-debt-episode-2/

https://www.buzzsprout.com/1104815/3840590-5-things-you-don-t-know-about-debt-forgiveness-eposide-1.js?container_id=buzzsprout-player-3840590&player=small Episode 1 of the Escaping Debt Podcast is based upon a blog article we wrote. You can check it out here: 5 Things You Don’t Know About Debt Forgiveness The post Escaping Debt Podcast – 5 Things You Don’t Know About Debt Forgiveness – Episode 1 appeared first on 4 Pillars Halifax. source https://www.halifaxdebtfreedom.ca/escaping-debt-podcast-5-things-you-dont-know-about-debt-forgiveness-episode-2-2/

https://www.buzzsprout.com/1104815/3840593-welcome-ep-0.js?container_id=buzzsprout-player-3840593&player=small   We’ve launched a podcast. And we cannot be more excited! You can find it where ever you consume your podcasts. Transcript David Moffatt (00:01): Hello everyone, I hope you’re doing exceptionally well. My name is David Moffatt, and I’m your host of the Escaping Debt Podcast. In this podcast, we’re going to beContinue reading “Escaping Debt Podcast – Welcome – Episode 0”

A consumer proposal typically does not impact a mortgage renewal. In every client instance, that our office has assisted with, we haven’t had a single client experience any issues in renewing their mortgage. In certain instances the rate the bank offers you might be slightly higher than ‘market’ rates, but even that is exceptionally rare.Continue reading “Will a Consumer Proposal Affect My Mortgage Renewal”

In a perfect world, debt consolidation of any kind wouldn’t be needed. We would all have everything we needed and have healthy bank accounts to go along with them. There wouldn’t be any life events that negatively impact finances, and even if they did occur we would all be adequately prepared for them.  We wouldContinue reading “Benefits of Invasive Debt Consolidation (Tips For Restructuring with minimal credit impact)”

Do you currently have a garnishment against you? Are you wondering if you consolidate your debt if the garnishment will be lifted? This is a great question and largely depends on the type of debt, the type of consolidation, and your situation. We’ll go through various situations below. If you are in a situation thatContinue reading “Will Debt Consolidation Stop a Garnishment?”

Will My Creditors Accept My Consumer Proposal? Knowing how a consumer proposal works is important – we wrote an extensive article on how they work, what they are, how much they cost, etc. We highly recommend you read that article prior to reading this one. A consumer proposal is arguably the best debt restructuring vehicleContinue reading “Will My Creditors Accept My Consumer Proposal?”

What is the Cost of Debt Settlement? Cost is certainly the biggest question that most people have when it comes to any debt relief option, let alone debt settlement. Typically speaking, most people considering this form of debt forgiveness are already struggling financially and are worried that an additional cost would put further strain onContinue reading “What Is The Cost Of Debt Settlement?”