Category Archives: Uncategorized

Bankruptcy can be complicating, we know. We have written several topics on bankruptcy. An ultimate guide to bankruptcy, an article on how student loans work with bankruptcy, and an article on filing bankruptcy in nova scotia, just to name a few. We recommend reading those first as they will cover off many of the mainContinue reading “Bankruptcy: Frequently Asked Questions (FAQs)”

Wage garnishments, or an assignment of wages is something that few people truly understand until it is too late and they are being garnished, or until they have been threatened with a garnishment. In this article, we are going to cover everything you need to know about wage garnishments. We will start with the mostContinue reading “What You Need To Know To Conquer Wage Garnishments For Good”

If you’ve made a New Year’s resolution to start saving at the beginning of the year, you may wonder what the best way is to save. The Canadian government has created two products for savings. A Tax-Free Savings Account (TSFA) is a registered product introduced in 2009. They presented it as an alternative to theContinue reading “Is a TSFA or an RRSP Better for Savings?”

You’ve been told for years that you need to save money and perhaps it’s one of your New Year’s resolutions, but do you know what your savings and investment options are and have you made a decision? Three Factors to Consider for Savings and Investment Options When deciding where to save money, there are atContinue reading “Savings and Investment Options”

Trying to live within your means and avoid crushing debt can be difficult. If you’ve been trying to stick to your financial New Year’s resolutions, there are many pitfalls and traps. Follow these tips to avoid common debt traps and maintain financial health. The Fear of Missing Out (FOMO) Media and marketing are constantly tryingContinue reading “How to Avoid Common Debt Traps”

If you’re a student, the rising costs of attending post-secondary education can put a lot of pressure on you, both in school and once you finish your studies. You may find that economic circumstances, including the job market, have radically changed from the time you began your studies. Factor in that the maximum amortization periodContinue reading “Student Loan Debt and Consumer Proposals”

Debt often gets bad press, but that’s not the entire story. Let’s look at the good, bad and ugly of debt. What is the source of debt, its uses, and its obligations? Interest Rates and Terms The rate on your debt is important, and it’s the first criteria for determining the good, bad and uglyContinue reading “The Good Bad and Ugly of Debt”

There is an old axiom, “The best time to plant a tree was 20 years ago. The next best time is today.” Don’t let tax planning failures in years past hinder your ability to make plans for this year. So, how can you start using simple tax planning to your advantage, avoiding tax debt? UsingContinue reading “Using Simple Tax Planning to Your Advantage”

As the calendar turns to February, Canadians began thinking about their annual ritual of preparing income tax returns. What can you do to get ready for tax time and make life a little easier for yourself? Get Ready for Tax Time and File on Time Regardless of your financial situation, it’s imperative to file yourContinue reading “Get Ready for Tax Time”

Attending post-secondary education, whether for a certificate, diploma, degree, or post-graduate degree, is a valuable investment. If you can, avoid incurring debt to attend a post-secondary institution. But if you required funding to help invest in your future, you may find your student loans coming due this year. When Do You Repay Student Loans? NovaContinue reading “Are Your Student Loans Coming Due This Year?”